Utexo is an execution & settlement layer for native USDT payments on Bitcoin. Fixed fees, instant settlement, privacy by default, one API. This page shows how it actually works.
Utexo hides routing, liquidity, asset validation and settlement behind a single SDK. You connect through one API — no nodes, no protocol-specific glue code.
Transactions are processed off the main Bitcoin chain for speed and scalability.
Cryptographic commitments are published to Bitcoin for correctness and dispute resolution.
No competition for blockspace. Payment cost is defined at the protocol level.
Assets move through RGB. Transaction details never hit the public mempool.
Exchanges and PSPs settle instantly without locking capital across networks.
USDT payments drop into your product without rewriting custody or compliance.
Click a layer to see what it does.
Each layer does its job. Together they deliver predictable economics with Bitcoin-grade security.
Hit “Send” — the packet flies along the wires through the stack, and each wire pulses while it carries the payment.
Remove settlement-cost volatility and lock in unit economics.
Settle instantly without freezing capital across a dozen networks.
Monetize idle BTC and USDT balances with native yield.
Native BTC ↔ USDT swaps and yield, right inside the wallet.
Set your own fees on user volume as a new revenue stream.
Instant deposits and payouts at any amount, no minimums.
This is an unofficial demo page. Docs and API live with the team.